Personal Finance

About this course

This course provides a comprehensive roadmap for navigating the Indian financial landscape, covering everything from basic budgeting to complex investment vehicles. You will learn the fundamentals of the Indian banking system, the difference between savings and investments, and how to harness the power of compounding early in life. We dive deep into key asset classes relevant to the Indian market, including Mutual Funds, Fixed Deposits, and the National Pension System. Designed specifically for Indian college students and fresh graduates, this course simplifies financial jargon into actionable steps. Whether you are managing your pocket money or preparing for your first placement offer, this course is for anyone who wants to avoid common debt traps and build a robust financial foundation from scratch. No prior background in finance or commerce is required to excel in this program. By the end of this course, you will be able to manage your monthly expenses effectively, understand your salary slip and TDS, and start your SIP journey with confidence. You will have a personalized financial plan, including an emergency fund setup and a strategy for long-term wealth creation, ensuring you stay ahead of inflation and achieve your future life goals.

What you'll cover

• 1Introduction to Personal Finance for Students
• 2Mindset: Inflation and the Power of Compounding
• 3Decoding the Indian Banking System & Savings Accounts
• 4Budgeting 101: Managing Pocket Money and Expenses
• 5Introduction to the Indian Stock Market and Demat Accounts
• 6All About Mutual Funds and SIPs
• 7Understanding Debt: Credit Cards and CIBIL Scores
• 8Insurance Essentials: Term vs Health Insurance
• 9Basics of Income Tax (Old vs New Regime) and TDS
• 10Gold, Real Estate, and New-age Investments
• 11Building an Emergency Fund and Goal-based Planning
• 12Financial Security: Avoiding Common Scams